The learner Loan

Student Loan - The learner Loan

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The rising costs of college tuition have made it approximately a necessity to apply for a learner loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of learner loans enables students to take care of their varying college expenses. A learner loan however, is a loan that must be repaid under specified circumstances.

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Student Loan

Each of the following are learner loans with differing conditions and time frames for repayment:

o A Direct learner Loan is a loan with a program of refund six to nine months after the learner has completed school. The Direct learner Loan is distributed straight through the school the learner is attending, which enables the interest rates to be much lower than a Guaranteed learner Loan.

o Guaranteed learner Loans, also known as Stafford Loans have a low interest rate. A learner can apply for a subsidized or unsubsidized learner loan. A subsidized loan means the government pays the interest for you while you are in school. The subsidized learner loan is based on the students financial need. An unsubsidized learner loan means you will be charged interest while you are attending school. The requisite must start being paid after you have finished school. Both types of learner loans need to start refund six months after the learner has finished college.

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