Monday, December 22, 2014

Direct Consolidation Loan payment Options

Citibank Student Loans - Direct Consolidation Loan payment Options

A student loan consolidation makes refund seem more manageable because you only have one loan and one payment.  You also have other ways for consolidating student loans such as a direct consolidation loan that offers many refund options depending on your finances.

You can join your student loan directly with the Us department of study straight through a direct consolidation loan.  They offer a number of payment options for you to choose.

Direct Consolidation Loan payment Options

If you need the flexibility to convert your payment plan due to changes in your financial situation, the direct consolidation loan is what you need.  It is designed for just his purpose.

Direct Consolidation Loan payment Options

Another refund plan is called the standard refund plan.  With this plan you will conclude on a fixed monthly number until you have paid the equilibrium in full.  Your monthly payments can start out as low as .00 per month for 30 years depending on the number you owe.

The extended refund plan goes up to 25 years but to be eligible you have to have a loan number that is more than ,000.  You can have a fixed monthly payment of until you have paid off the whole loan or pay the interest first and conclude the remaining number later.  For the latter option, your payment will start out very low and will increase every two years.

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